Your personal retirement health score (0–100) tells you at a glance whether your savings will last — with a clear breakdown of what's working and what needs attention. Enter savings, your monthly income goal, and retirement date; RetireSpan projects exactly how many years your portfolio will last and what age you'll run out if you don't adjust.
Split savings into three buckets: cash (1–2 years of expenses), bonds (3–10 years of steady income), and stocks (10+ years of growth to beat inflation). Get monthly reminders when your cash bucket needs a refill — so you never have to sell stocks at the wrong time. Adjust withdrawal amount, expected return, and inflation in the simulator and watch projections update in real time.
Don't rely on a single projection. RetireSpan stress-tests your plan against 1,000 randomized market scenarios — giving you a real probability of success. Compare lower-spend and higher-inflation scenarios side by side. See how claiming Social Security at 62 vs 70 changes your monthly benefit. Export a clean PDF summary for your advisor, spouse, or records.
RetireSpan is a planning and educational tool. It does not provide personalized financial advice. Always consult a qualified financial advisor before making major retirement decisions.